Cost of Studying in New Zealand

When it comes to studying abroad, it might be costly. However, if you plan ahead of time, you can easily manage your finances when living abroad. When estimating the projected cost of studying in New Zealand, keep in account the expenses such as accommodation, food, medical and travel, as well as your tuition fee. Because of its inexpensive tuition prices and growing career opportunities, New Zealand is becoming a popular destination for overseas students.

When calculating the projected cost of studying in New Zealand, make sure to factor in expenses such as housing, food, health insurance, and travel, in addition to your tuition fee.


Tuition Fees for Studying in New Zealand

The amount you spend on tuition fees is determined by the type of qualification you pursue and the university or school you attend. In New Zealand, there are several prestigious universities and colleges with unique price schemes. You’ll need between NZ$ 22,000 and NZ$ 35,000 per year to cover tuition fees (indicative).

Humanities, arts, and education courses are typically less expensive, but medicine and engineering courses are more likely to be more expensive. Tuition expenses for postgraduate studies are often greater, and costs vary based on the program. MBA programs, like those in most other nations, are generally the most expensive. The typical cost of these programs is between $31,000 and $50,000 New Zealand dollars (indicative).

S.No. Study Program Cost (in NZ$) *
1 Undergraduate degree $20,500 – $25,000 annually
2 Master’s degree $19,000 – $29,000 annually
3 Doctoral degree $6,500 – $9,000 annually 
4 MBA $31,000 – $50, 000 annually


Accommodations for Students Studying in New Zealand

Most institutions in New Zealand provide overseas students with on-campus housing called Halls of Residence. Living on campus as a resident is a very cost-effective choice. However, you must apply for it separately and well ahead of time in order to obtain a spot. These will usually set you back between NZD 215 and NZD 555 every week (depending upon the city and type of accommodation). You can stay in either fully catered or self-catered residential halls.

You can also choose off-campus housing, such as sharing an apartment with other Indian students or staying with a local family in a homestay. In such instances, you should be willing to adapt to a lifestyle that differs from that of India. It costs roughly NZ$120 to live in a shared apartment or flat. Keep in mind that rental prices differ from city to city.

You can book temporary housing at youth hostels like the YMCA if you arrive before the end of your tenancy. These are good lodgings for the money and a great way to meet new people. During your degree in New Zealand, you have the option of staying in student residence halls (about $200 per week), shared flats (around $120 per week), or private flats (approximately $180 per week).


Living Expenses for Students Studying in New Zealand

You should set aside some money for grocery shopping, social events, and unexpected expenses. It is preferable to keep track of your expenses as a student living in a foreign country so that you do not overspend. A tertiary student budget in New Zealand ranges between NZ$ 13,000 and NZ$ 16,000 each academic year, taking into account various expenses and living costs (indicative). When making your budget, don’t forget to include the following expenses:

If you want to study in New Zealand for more than a year, you must show that you have at least $15,000 in your bank account to cover your living expenses for the first year. If you’re studying for less than a year, though, you’ll need at least $1250 to cover your living expenses each month of your program.

Health Support and Insurance for Students Studying in New Zealand

Medical insurance is required for all students travelling to New Zealand from India before the start of their studies. Several New Zealand schools and universities have begun offering comprehensive health insurance coverage to international students, although this only applies while your program is in progress and ends after it is completed.

Because some universities may not provide insurance, you will need to arrange for private medical insurance (your IDP counsellor will guide you with the same). Medical insurance costs between NZ$ 200 and NZ$ 700 per year on average (indicative). All Indian students in New Zealand have access to a wide range of health and support services.


Transportation for Students Studying in New Zealand

You’ll have to rely on public transportation unless your institution provides a shuttle service to and from your lodging.

1. When Travelling Short Distances

Regional trains, buses, and subways are all available. Monthly passes (such as Auckland’s HOP Card) are a fantastic choice for getting to and from college because they can be reasonably priced.

2. For Long Journeys

You can use any of the following modes of transportation to get between cities:

  • Buses that travel long distances
  • Rail
  • Air
  • Ferries and water-taxis



In order to work in New Zealand, Indian students must obtain an Inland Revenue Department number, sometimes known as an IRD number. You can work 20 hours per week during academic sessions and full-time during holidays using this. Your earned money will be taxable if you choose to work while studying.

Keep in mind that exchange rate fluctuations may have an impact on your budgeting. We recommend that you hunt for a part-time work or apply for scholarships at the universities you apply to while studying in New Zealand. This can significantly reduce the expense of studying abroad.

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