New International destinations to look out
By far the best international education destination when it comes to quality education and career opportunities is USA. The two emerging destinations offering quality education and career opportunities are Ireland and Germany. Other Asian destinations such as Singapore and UAE are the upcoming education destinations.
Challenges faced by students during the application process:
• Loans against collateral/security of the property of fixed deposit: Most Indian banks offer loans against collateral
• As a student, you need to have a co-borrower (parents, siblings, etc) having a good CIBIL score and strong income profile.
• The rate of interest is 11% to 14% for foreign education loans offered by Indian banks and the financial institutions but is usually not affordable for of the most students.
Multiple Education Loan options are available in the market and all of them has their own pros and cons. These factors depend on the student’s profile, circumstances and destination country. The students planning to take the education loan should be aware of the small prints of all the loan options, various charges, and fees before applying for the loan. Consulting an Education Finance Counsellor might help the students in making a more informed decision.
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